Shop 100+ big banks to find the best rates and terms with fast approval and personalized service from licensed professionals you can trust
We combine cutting-edge technology with personal service to make your home buying journey smooth and successful
Get your pre-approval in just 24-48 hours with our streamlined digital process and expert underwriting team that works around the clock
Access to 100+ big banks with flexible terms and no hidden fees. We shop multiple lenders to find you the best deal available
Licensed loan officers with 15+ years of experience providing personalized guidance and support throughout your entire home buying journey
Complete our secure application and get pre-approved today. No commitment required and it won't impact your credit score.
Join over 100+ satisfied homeowners who chose Derek G Rooney Mortgage for their home financing needs
Real stories from real homeowners who chose Derek G Rooney Mortgage for their mortgage needs
From application to closing, we've streamlined every step to get you into your dream home faster
Complete our secure online application in just a few minutes from the comfort of your home. Our streamlined process makes it easy and fast.
Receive your pre-approval decision within 24-48 hours with competitive rate options tailored to your financial situation.
Expert guidance through closing with dedicated support from application to keys in hand. We're with you every step of the way.
Your trusted partner in real estate and mortgage solutions
At Derek G Rooney Mortgage, I specialize in providing comprehensive mortgage solutions for homeowners, buyers, and investors throughout New Jersey and beyond. I combine deep market knowledge with personalized service to help you achieve your property and financial goals.
Whether you're looking to purchase your first home, refinance your current mortgage, or explore investment opportunities, we're here to guide you through every step of the process with transparency and expertise.
Comprehensive property solutions across New Jersey
Personalized approach with proven results
From mortgages to property management
Get answers to the most common questions about our mortgage process
Our pre-approval process typically takes 24-48 hours. We use advanced technology to streamline the process while our experienced underwriters ensure accuracy and speed.
You'll need recent pay stubs, tax returns (last 2 years), bank statements (last 2 months), and employment verification. We'll provide a complete checklist once you apply.
No, our initial rate check is a soft credit inquiry that won't impact your credit score. Only when you decide to move forward with a full application will we perform a hard credit check.
We offer conventional loans, FHA loans, VA loans, USDA loans, jumbo loans, and refinancing options. Our loan officers will help you find the best program for your situation.
Yes! We work with borrowers across the credit spectrum. Our experienced team can help you understand your options and may suggest ways to improve your loan terms.
Monday-Friday 8AM-7PM, Saturday 9AM-5PM EST